2 reasons.
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Players breaking off is a great opportunity for the Pred to get some damage or a kill. I’ve seen players who don’t even bother with the stuff and I’ve asked them why. They say it’s not worth it because it gives the Pred an opening and you get nothing if you die anyway, so why bother. Letting them keep half even if they die gives them more reason to go for it.
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Stops players from quitting upon death. They’re more likely to stay on and try to reinforce if they know they get to keep something if they don’t quit. And kinda 3, 2.5 if you will, it eases the sting of playing super well and losing everything because your team stopped paying attention.

